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  • LegalEdge - Home
    to small medium NZ domiciled enterprises It is a package of coverages that provides comprehensive protection from unexpected legal issues as well as the more generally foreseen issues around public liability With LegalEdge you will benefit from the specialist liability insurance knowledge and expertise that Vero Liability provides and a claims handling service team that is second to none LegalEdge is only available through selected brokers and Vero General s

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/content/le_home (2016-04-26)
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  • LegalEdge - Home
    to small medium NZ domiciled enterprises It is a package of coverages that provides comprehensive protection from unexpected legal issues as well as the more generally foreseen issues around public liability With LegalEdge you will benefit from the specialist liability insurance knowledge and expertise that Vero Liability provides and a claims handling service team that is second to none LegalEdge is only available through selected brokers and Vero General s

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/LE_Home (2016-04-26)
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  • LegalEdge - Feedback
    we are continually striving to provide excellent customer service Your thoughts are important to us and we would love to hear from you so that we can provide an even better service to you Please let us know if You have any issues which were not resolved to your satisfaction We managed to meet or exceed your requirements You can identify any ways in which we can improve the effectiveness

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/LE_Feedback (2016-04-26)
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  • LegalEdge - Contact Us
    General Inquiries If you would like more information about LegalEdge please contact your insurance broker or adviser or a Vero office in your area Vero Liability Insurance Limited Level 32 ANZ Centre 23 29 Albert Street Private Bag 92055 Auckland New Zealand Telephone 64 9 306 0350 Facsimile 64 9 306 0351 Email legaledge veroliability co nz Claims Vero Liability Insurance Limited Level 32 ANZ Centre 23 29 Albert Street

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/LE_ContactUs (2016-04-26)
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  • LegalEdge - Public and Products Liability Claim Examples
    the vehicle but cannot seal correctly due to the fault A short time after fitting the filter the engine of the claimant s vehicle seizes due to lack of oil The cost of the product filter is not covered but the resultant damage is Service Repair A hose was removed from a fork hoist at a client s yard Repaired by insured using new hose with one new end fitting and re using the other existing fitting as it was non standard Refitted to machine The hose connection failed blowing the old fitting off Oil drained from the motor which then seized Underground Services Digger on building site cuts a power cable that has not been identified This cuts power to Petrol Station across the road from the site Costs incurred to repair cable would be covered but consequential losses at Petrol station would be considered as too remote to the loss Goods In Care Custody Control Special event organiser hires some lighting equipment from a hire company and signs a contract that requires that they must repair any damage caused to the hired equipment Whilst loading into vehicle insured drops lights and damages them Recall Insured supplies minced fruit that is put into muesli bars for a specific brand that is exported to Australia to supply a major chain store Consumers find plastic in several bars After extensive testing it is noted that the plastic is from a red Bic pen that has inadvertently fallen into the fruit mix at Insured s premises All product for that run is identified and is recalled from all 200 stores in Australia Costs claimed were for advertising dumping alleged damaged product and individual store costs to empty and sort shelves Tenants Liability Insured rents premises but only has a very basic lease

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/LE_Claims_Public_Products_Liability (2016-04-26)
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  • LegalEdge - Employers Liability Claim Examples
    on a full caseload The Employment Court awarded in excess of 700 000 A Police Photographer was responsible for producing videos for the Police force and some of his work involved filming and editing horrific material The photographer developed Post Traumatic Stress Disorder His employment was terminated on an agreed basis and the photographer brought a Civil Negligence claim The court found that the stress was caused by the nature

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/LE_Claims_Employers_Liability (2016-04-26)
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  • LegalEdge - Statutory Liability Claim Examples
    Resource Management Act An earthmoving contractor who constructed a groundwater retention pond was prosecuted and fined under the Resource Management Act for polluting when the pond wall failed and sediment from the earthworks ran into a nearby stream Fair Trading Act A clothing importer and retailer was prosecuted and fined 15 000 for failing to affix care and country of origin labelling to clothing sold in New Zealand Building Act A property owner changed the use of his premises without obtaining proper consent Although the building was situated in a commercial zone and was used partially for commercial purposes the local authority discovered that part of the building was being let out for residential purposes The property owner was prosecuted and fined for breaches of the Building Act Sale Of Liquor Act A liquor storeowner sold wine to a young woman whom he thought to be over 18 however he failed to ask for identification It transpired that she was only 16 years of age and the owner was prosecuted and fined under the Sale of Liquor Act for breaching the terms of his licence by selling liquor to minors Historic Places Trust Act Whilst preparing a new property development old bones were uncovered by a contractor The contractor continued to work on the site and caused damage to the remains before the Historic Places Trust had an opportunity to assign the site status The contractor was prosecuted and fined under the Historic Places Trust Act for knowingly damaging and destroying a burial area Medicine Act A number of representations were made in the course of marketing a new pharmaceutical product which could not be substantiated An investigation was undertaken and as a result fines were imposed under the Medicine Act Credit Contracts Act A finance company pleaded guilty to

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/LE_Claims_Statutory_Liability (2016-04-26)
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  • LegalEdge - D&O Claim Examples
    of sections of the Companies Act and some could well have given rise to claims under the directors and officers section of a LegalEdge policy Indemnity for directors is available for Amounts which directors become legally liable to pay as a result of wrongful acts Defence costs Plaintiffs costs if director found liable Director applied funds received to himself personally when these should have been applied to the company operated a rest home company subsequently went into liquidation Claim brought mainly under Section 301 Companies Act power of court to require persons to repay money or return property Judgement 69 000 plus costs If the court found that the director was deliberately dishonest then there would be no indemnity It was alleged directors allowed business of company print broker to be carried on in a manner likely to create loss to its creditors and that company was trading whilst insolvent and that debts incurred 1 2m should be paid by directors as they were personally liable Person responsible G was not a director but ran the company under a managing director title His wife was major shareholder Company went into liquidation after loss of contract G had committed fraud and

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/LE_Claims_Directors_Officers (2016-04-26)
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