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  • Vero Liability - The VL Way
    About VL The VL way The VL Way The VL Way Our vision mission and values set expectations for our stakeholders our staff and our customers Our vision tells us where we want to be our mission gives us our purpose and our values define our behaviour Collectively these help us build our culture They tell what is important focus our direction and guide our activity Vision To be the best liability and litigation insurance company in New Zealand and the insurer of choice Mission To provide quality liability insurance and claims management services to New Zealanders which are valued by customers and meet the needs of stakeholders Values Integrity Customer Focus Excellence Expertise A Focus on Excellence S upporting our plans for a sustainable and competitive business Over the past 6 years Vero Liability has built a successful business consistently exceeding expectations and targets Our focus on business excellence and continuous improvement has become part of our culture and has enabled us to deliver excellent results attract and retain top people and maintain significant competitive advantage in a market which presents continual challenge Our business excellence programme is based on the Baldrige framework for Performance Excellence This internationally calibrated

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/TheVeroWay (2016-04-26)
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  • Vero Liability - Products
    Examples People Management Claims Underwriting Forms Proposals Policy wordings Renewal Declaration Links Brokers Reinsurers Preferred Solicitors Suncorp Group Other Links Market Bulletins Glossary Home Products Products Products Vero Liability is committed to providing liability insurance products that strengthen the Insured s abilities to manage litigation risks and deliver cover that fits Our reputation for flexibility and innovation is underpinned by our experienced underwriting and claims teams who are dedicated to

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/Products (2016-04-26)
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  • Vero Liability - Policy
    Claims Notification Procedure Notification Forms Claims Examples People Management Claims Underwriting Forms Proposals Policy wordings Renewal Declaration Links Brokers Reinsurers Preferred Solicitors Suncorp Group Other Links Market Bulletins Glossary Home Products Associations Liability Policy Associations Liability Policy Association s Liability Insurance provides protection to those engaged in community or industry associations who might be held personally liable for mistakes errors or omissions Wrongful Acts whilst undertaking their duties for the association Insurance is arranged by the association on behalf of the individuals who are involved in the association Who is Protected The insured entity the association The Insured Persons who are any past present or future directors office holders committee members employees or any others who may be acting for the association at the direction of the directors or management Coverage Provided To the Insured Person in respect of claims from third parties for Wrongful Acts The costs of damages judgements settlements including claimants costs awarded against the insured persons defending investigating or monitoring any claim where no indemnity is received from the association To the Association The costs to indemnify an Insured Person in respect of claims for Wrongful Acts The policy also covers The costs of claims against

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/Products_AssociationsLiability_Policy (2016-04-26)
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  • Vero Liability - Policy
    confirmed under either a Public Statutory or Employers Liability policy underwritten by Vero Liability This is the policy trigger The proposer is required to identify which of its existing liability policies it requires to operate as a trigger policy Basis of Claims Settlement Coverage is provided for Extra costs incurred in order to minimise turnover reduction in a manner similar to a traditional first party Consequential Loss policy The sum equivalent to the loss of the Insured s gross profit and or the increased costs incurred by the business after making all adjustments which in Vero Liability s discretion fairly reflect any trends variations or other special circumstances in the business The costs of an accountant approved and appointed by Vero Liability reasonably and necessarily incurred in the preparation of a claim The Liability Consequential Loss policy will provide cover for a period of up to 12 months from the date when the Insured was required to first notify Vero Liability of a claim or circumstance Our aim is to adjust any loss in a manner which represents the financial performance of the business that would have been attained during the indemnity period had there not been an occurrence The

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/Products_ConsLoss_Policy (2016-04-26)
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  • Vero Liability - Policy
    by the company on behalf of its board Coverage is provided for The costs of personal legal representation incurred by individual directors and officers in the defence of any civil or criminal proceedings Settlements by or judgments including claimants costs awarded against directors and officers where no indemnity is given by the company Who is Protected Coverage is provided to the Officers of the company and its subsidiaries This includes any directors and employees in those capacities and also extends to deemed directors under the Companies Act 1993 Company itself by way of reimbursement to the extent that the company has directly indemnified any officer of the company as it was legally obliged or permitted to do so Individual Coverage Personal Financial Protection Because traditional policies are designed for the directors and officers as a collective unit and arranged by the company it does not necessarily provide the ideal coverage from the standpoint of the individual A personally arranged policy will provide a more relevant and secure coverage for the individual providing the following advantages over a group policy The amount of cover is available exclusively for the individual director It cannot be exhausted by claims from others in the

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/Products_DirectorsAndOfficersLiability_Policy (2016-04-26)
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  • Vero Liability - Policy
    for Settlements or damages payable including exemplary damages in respect of claims for personal injury to employees suffered in the course of their employment and not covered by accident compensation The costs incurred in defending or settling these claims including any prosecution inquiry or investigation The costs incurred in defending allegations of a breach of the Health and Safety in Employment Act 1992 Reparation awards made by a Court following

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/Products_EmployersLiability_Policy (2016-04-26)
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  • Vero Liability - Policy
    protection to employers for personal grievance actions taken by employees and prospective employees as a result of unjustified dismissal discrimination or other disadvantage Coverage is provided for Compensation for intangible loss such as humiliation or loss of future prospects of employment but not remuneration Compensation for most breaches of an employment contract and also certain breaches of the Privacy Act 1993 and Human Rights Act 1993 The costs incurred in

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/Products_EmploymentDispute_Policy (2016-04-26)
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  • Vero Liability - Policy
    Proposals Policy wordings Renewal Declaration Links Brokers Reinsurers Preferred Solicitors Suncorp Group Other Links Market Bulletins Glossary Home Products LawSafe Policy LawSafe Policy LawSafe will pay all the legal costs you may incur in defending yourself for personal liability against different types of legal proceedings Three different policy types are available LawSafe 24 7 Covers personal liability in all aspects of our home life and workplace driving our vehicles owning

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/Products_LawSafe_Policy (2016-04-26)
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