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  • Vero Liability - Policy
    in respect of legal liability arising from the conduct of their practice or business Specifically coverage is provided for Settlements by or judgements against the business and or professional person arising out negligent advice or services Legal costs and expenses associated with the defence of legal action Extensions to the basic coverage provided may be provided for Defamation Liability arising from a previous business or occupation Loss of Documents Breach

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/Products_ProfessionalIndemnity_Policy (2016-04-26)
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  • Vero Liability - Policy
    entities with protection against claims for compensation in respect of unexpected and unintended personal injury or property damage for which they may be legally liable arising out of their business activities The definitions of Personal Injury and Property Damage are broad Personal Injury extends beyond actual bodily injury to mental injury and defamation Property Damage includes both loss of or damage to tangible property and loss of use of tangible property which is undamaged In addition the policy provides for the costs of defending these claims in court as well as any necessary investigations or negotiations Specific areas for which coverage is available are Manufacture supply or distribution of products in NZ Worldwide product exports including USA Canada and territories for Insureds with no physical presence there Damage to property in the Insured s care custody or control subject to a sub limit of liability Design error provided property damage or personal injury occurs Damage to leased premises Ownership maintenance operation or use of watercraft up to 8 metres Exemplary damages Sudden and accidental discharge of pollutants Liability assumed by agreement Liability under the Forests and Rural Fires legislation Service and repair of motor vehicles Who is Protected Coverage is

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/Products_PublicLiability_Policy (2016-04-26)
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  • Vero Liability - Specialty products
    Liability About VL Board of Directors The VL way Solvency Position Financial Strength Rating Products Associations Liability Consequential Loss Directors Officers Employers Liability Employment Disputes LawSafe Professional Indemnity Public Liability Specialty products Statutory Liability Trustees Liability Claims Notification Procedure Notification Forms Claims Examples People Management Claims Underwriting Forms Proposals Policy wordings Renewal Declaration Links Brokers Reinsurers Preferred Solicitors Suncorp Group Other Links Market Bulletins Glossary Home Products Specialty products Specialty

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/Products_SpecialtyProducts (2016-04-26)
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  • Vero Liability - Policy
    Liability Employment Disputes LawSafe Professional Indemnity Public Liability Specialty products Statutory Liability Trustees Liability Claims Notification Procedure Notification Forms Claims Examples People Management Claims Underwriting Forms Proposals Policy wordings Renewal Declaration Links Brokers Reinsurers Preferred Solicitors Suncorp Group Other Links Market Bulletins Glossary Home Products Statutory Liability Policy Statutory Liability Policy The Statutory Liability policy provides protection to businesses for Defence costs associated with alleged breaches of the Building Act Consumer Guarantees Act Fair Trading Act Privacy Act and most other statutes affecting commercial activities The notable exceptions are police prosecutions and taxation legislation The costs of representation at an investigation or inquiry Any fine or cash penalty payable by the insured following conviction for an offence under the insured statutes except under the Health Safety in Employment Act Who is Protected The policy protects the interests of the Company including any declared subsidiary for its own liability Company by way of reimbursement to the extent that the company has directly indemnified any officer as it was legally obliged or permitted to do so Officers which includes directors trustees managers and employees in that capacity to the extent that the company has not directly indemnified them To read and print

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/Products_StatutoryLiability_Policy (2016-04-26)
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  • Vero Liability - Policy
    for actual or alleged breach of trust breach of duty negligent acts errors or omissions Wrongful Acts whilst undertaking their duties of or for a trust Insurance is arranged by the trust for itself and on behalf of the individual trustees including corporate trustees Who is Protected The insured entity the trust The trustees for the time being acting collectively on behalf of the trust in a fiduciary capacity Coverage

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/Products_TrusteesLiability_Policy (2016-04-26)
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  • Vero Liability - Claims
    Underwriting Forms Proposals Policy wordings Renewal Declaration Links Brokers Reinsurers Preferred Solicitors Suncorp Group Other Links Market Bulletins Glossary Home Claims Claims Claims Astute policyholders will be aware of the importance of the claims handling process to their business It is where the value of the relationship between insurer and policyholder is properly measured And it is why many policyholders have already elected to put their trust in the hands of a liability specialist with a track record of delivering on promises The key features of Vero Liability s claims philosophy include Assessing liability and devising a strategy for early resolution of the claim If our policyholder is liable to make good a loss we will strive to settle the claim economically and confidentially Preservation of our policyholder s reputation through the forceful defence of unmeritorious claims We recognise that reputation is paramount for many of our customers especially those practising within the professions Over delivering on legal firepower by instructing exceptional litigation lawyers to protect the shared interests of our policyholders and us Proactive claims management Early intervention improves opportunities to limit the adverse consequences flowing from a problem issue or claim Working in harmony with our policyholders There

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/ClaimsLanding (2016-04-26)
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  • Vero Liability - Notification Procedure
    People Management Claims Underwriting Forms Proposals Policy wordings Renewal Declaration Links Brokers Reinsurers Preferred Solicitors Suncorp Group Other Links Market Bulletins Glossary Home Claims Notification Procedure Notification Procedure Notification Procedure Claims notification requirements for policyholders will differ slightly according to the type of liability policy issued Your insurance broker will have provided you with the relevant policy document and should be able to explain the specific requirements to you more fully Notification Policyholders should immediately report to our office either directly or through your broker the existence of any of the following Claims this includes any legal proceedings and or allegations of wrongdoing coupled with a demand for compensation Complaints this includes allegations of incompetence poor performance or expressions of dissatisfaction as well as complaints lodged with any professional body or association Circumstances that might give rise to a claim this includes any mistake error or problem that the policyholder ought to reasonably identify as possibly giving rise to a subsequent claim Information Required Policyholders should provide A fully completed and signed Claim Notification Form A detailed chronological description of the background events giving rise to the claim complaint or circumstance Copies of all underlying correspondence and documentation This includes

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/Claims_Notifications (2016-04-26)
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  • Vero Liability - Notification Forms
    Financial Strength Rating Products Associations Liability Consequential Loss Directors Officers Employers Liability Employment Disputes LawSafe Professional Indemnity Public Liability Specialty products Statutory Liability Trustees Liability Claims Notification Procedure Notification Forms Claims Examples People Management Claims Underwriting Forms Proposals Policy wordings Renewal Declaration Links Brokers Reinsurers Preferred Solicitors Suncorp Group Other Links Market Bulletins Glossary Home Claims Notification Forms Notification Forms Notification Forms General Claims Medical Malpractice Employment Dispute Schools Packages

    Original URL path: http://www.legaledge.co.nz/dirvz/liability/liability.nsf/Content/Claims_ClaimsNotificationForm (2016-04-26)
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