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  • Quantum Broker Group Ltd. // Fire & General Cover
    when you travel overseas We work closely with New Zealand s leading Fire and General specialist companies Contact us now for a quote The different types of general insurance are outlined in more detail below House Insurance As the name suggests house insurance protects you if your home is damaged or destroyed By paying insurance premiums and satisfying the other requirements of your insurance company you can protect yourself in the event of loss due to unforeseen and or catastrophic events You still won t be able to predict if lightning will strike your house but you will sleep better at night knowing that your house insurance can save you from financial ruin if such an event happens There are generally two levels of house insurance available Full Replacement Value full replacement value means that should the worst happen and your house is destroyed your home will be replaced using today s building materials and methods irrespective of cost Present Day Value present day value means that your policy will cover the cost of rebuilding replacing or repairing your house to a condition no better than new less an appropriate allowance for depreciation and deferred maintenance up to the sum insured Contents Insurance Contents insurance covers risk from loss or damage to your personal property meaning articles you own other than land and buildings Even the smallest residence can contain property worth thousands of dollars for example an entertainment or sound system home computer or jewellery If a catastrophe were to strike contents insurance allows you to replace the contents of your house like furniture clothing and stereo equipment as well as outdoor items like sporting equipment and gardening tools There are generally two levels of contents insurance available Full Replacement Value full replacement value means that should the worst

    Original URL path: http://qbg.co.nz/personal/insurance/fire.html?printable=true (2016-04-26)
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  • Our People
    Adviser RFA Member of the PAA MDRT Helping his clients to achieve and define their goals is one of the most rewarding things Bruce does and one of the big reasons he remains passionate about the service he provides Clearly Read More Stewart Imrie Authorised Financial Adviser AFA FPIA PAA MDRT An ability to relate to people No doubt about it I m a people person combined with an interest in money matters and insurance prompted Stewart to enter the world of financial services in Read More Michael Cave Authorised Financial Adviser AFA BMS TNP To get in touch with Michael Phone 09 302 7310 Fax 09 307 7099 Mobile 021 PROTECT 776 832 Email michael qbg co nz Blog cavefinancial co nz Michael Cave Humanitarian family man and Read More Deborah Carter Authorised Financial Adviser AFA PAA A love for people and a passion to help make a difference is what makes being a specialist in the field of Risk management and Insurance services very rewarding Having accumulated 21 years in the Read More Allen Miller Registered Financial Adviser RFA Allen joined the Quantum Broker Group in mid June 2009 Originally from South Africa he pursued a rewarding career

    Original URL path: http://qbg.co.nz/people/?printable=true (2016-04-26)
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