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  • Quantum Broker Group Ltd. // Personal Services
    we assess Your current financial position Ways to safeguard you and your family against loss of income due to accident or illness How to provide for your family in the event of your untimely death injury or illness Building and protecting your asset base Asset ownership to ensure assets are owned appropriately Wealth Creation how you can plan to attain financial independence Services Insurance Services Life Cover Trauma Cover Disability

    Original URL path: http://qbg.co.nz/personal/index.html?printable=true (2016-04-26)
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  • Quantum Broker Group Ltd. // Business Investment and Financial Services
    individually tailored plan targeted at increasing your net worth It is a platform of security built on a foundation of listening and careful attention to detail The plan is monitored and reviewed so as to ensure it keeps up with your changing lifestyle Our team provide expert advice in Cash Management Managed Funds Share Broking Property Investment and Individual Portfolio Management The various types of schemes are outlined in more

    Original URL path: http://qbg.co.nz/business/financial.html (2016-04-26)
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  • Quantum Broker Group Ltd. // Business Investment and Financial Services
    the money away before they have it in their hand Employers can assist employees with saving via easy to set up and administer salary deductions You can choose to simply encourage savings via the salary deduction method or you can choose to subsidise savings which will ensure a higher level of participation Personal Services Financial and insurance services for ambitious high value individuals and their families Unsure where to begin

    Original URL path: http://qbg.co.nz/business/group-super.html (2016-04-26)
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  • Quantum Broker Group Ltd. // Business Insurance
    suffer a trauma Business Owner s Risk is all about protecting the surviving owners and their interest in their business While at the same time providing cash and certainty to the deceased s estate The various types of insurance are outlined in more detail below Key Person Cover Share Purchase Cover Business Expense Group Schemes Superannuation Health and Medical Income Protection and Life Cover Personal Services Financial and insurance services

    Original URL path: http://qbg.co.nz/business/insurance.html (2016-04-26)
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  • Quantum Broker Group Ltd. // Key Person Cover
    you answer the sales calls if your sales manager was unable to work for an extended period of time What if your IT person wasn t available would you be able to run your computer network properly A personal tragedy need not be a business tragedy If a crucial member of your staff was injured diagnosed with a serious illness or died suddenly a lump sum injection could be the lifeline your business needs in order to do such things as hire a consultant or recruit and train a replacement Directors could be personally liable if they cause or allow the business of the company to be carried on in a manner likely to create a risk of serious loss to the company s creditors Section 135 Companies Act 1993 Key Person Protection allows you the opportunity to step back and have a think about the decisions you need to make in these situations without the added stress of financial worries Key Person Protection can be used to cover the following events that may result from the loss of a key person Loss of profit Loss of personal contacts and goodwill Decline in turnover Reduction or withdrawal of bank finance

    Original URL path: http://qbg.co.nz/business/key-person.html (2016-04-26)
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  • Quantum Broker Group Ltd. // Share Purchase Cover
    of principal shareholders or partners It is usually done in conjunction with an agreement to give the remaining shareholders and partners the first option to buy these shares Shareholder Partnership Agreements All privately held companies and partnerships should have an agreement that ensures the surviving partners are able to purchase the deceased partner s share of the business This is usually a Buy and Sell Agreement outlining who the deceased

    Original URL path: http://qbg.co.nz/business/share.html (2016-04-26)
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  • Quantum Broker Group Ltd. // Business Expense Cover
    former employees may become ill as a result of their work while in your employment They may try to claim compensation from you if they believe you are responsible Employers liability insurance will enable you to meet the cost of legal action and compensation for your employees injuries or illnesses whether they are caused on or off site Public Liability Insurance Public Liability Insurance covers property damage and anyone in or near your home or business who suffers injury or death Scenarios where this may occur include protection from claims by trespassers for example the injured burglar situation Also remember that scaffolding can be a liability when undertaking building repairs and renovations Professional Indemnity Insurance provides essential financial protection for a wide range of professional advisers In the event that a client suffers financial loss as a result of alleged neglect error or omission Professional Indemnity Insurance will meet the cost of defending claims and any damages payable Any person who gives advice designs or offers services in a professional capacity and is seen by clients as an expert should have professional indemnity insurance Business Costs Business Interruption Insurance imagine if you were hit with a disaster such as a fire or your primary income producing resource was out of action your business would be suspended and your ability to generate cash would be severely hindered Not only will you lose profits you will lose the ability to cover ongoing expenses such as payroll taxes loan payments and utilities Consider too the expenses associated with recovering those losses or operating your business in another location Business interruption insurance will help you keep your business running in the unfortunate event that your operations are suspended due to fires or other disasters It will reimburse you for lost profits and the fixed

    Original URL path: http://qbg.co.nz/business/expense.html (2016-04-26)
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  • Quantum Broker Group Ltd. // Business Expense Cover
    for prolonged periods of time costing your company both time and money Reduction of your workforce through illness together with the additional stress placed on remaining colleagues who have to cover and work harder can damage morale dent productivity and even impact on your bottom line Employee Health Insurance provides employees with the reassurance that should they fall ill they will have the funds available for immediate treatment so they can concentrate on regaining their health Getting back to work faster is a win win situation for all involved Employee Life Trauma Income Protection Life insurance provides employees with the security that if they were to die whilst in the service of the employer their partners or family would receive a cash lump sum Trauma protection can provide a cash lump sum benefit to employees where they are diagnosed with certain critical medical conditions Income protection provides the employee with certainty of a monthly income should they be off work through illness or injury for a prolonged period of time Employee Superannuation It seems that the easiest way for employees to save for their future is to put the money away before they have it in their hand Employers can

    Original URL path: http://qbg.co.nz/business/group.html (2016-04-26)
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